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Save up to $1000 and receive choice of UV filtration or Honeywell whole house humidifier FREE with purchase of any new Furnace and Air Conditioning install
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Expired on: 07/31/2020

Commonly Used Air Conditioning Terms That You Should Know

An air conditioning unit is a must-have in any house these days, especially during the summer months. If you are planning to invest in one, then you should have a basic knowledge of the parts and functioning of the appliance to get the most from it. So, when you talk to the service center or are looking up for basic maintenance tips, you will have a clear idea of what you can do.

British thermal unit (BTU)

The cooling capacity of the air conditioner is measured in BTUs. The technical explanation definition of BTU is the amount of energy required to increase the temperature of one pound of water by one degree Fahrenheit. When you check out AC models, (for example Hyundai HY18S3G 3 Star Split AC (1.5 ton) or Voltas 1 Ton 22DYE Split AC), the product specification will give you the capacity details. It is usually mentioned as tonnage (1 Ton= 12,000 BTU/hour).

Duct

It is a pipe used to supply, return or exhaust air. While servicing the air conditioner, you should ensure that the ducts are cleaned and free from any debris or deposits. Any clog in the duct can reduce the performance of your AC.

Diffuser

On top of the ductwork, you can see the diffuser. The function of this small part is to distribute air in the required directions using vanes.

Fans

Yes,there are fans inside the AC unit. These fans are powered by alternating current (AC) and allow for proper air flow inside the cooling appliance.

Condensing unit

This unit of the air conditioner houses the motor, heat exchanger and compressor. It comes as a single unit and usually mounted inside the room with the evaporator set outside the room.

Compressor

This AC part compresses the refrigerant to enhance the performance of the air conditioning unit. There are two types of compressors – screw and scroll. The screw type compressor uses a pair of synchronized screws to compress the refrigerant. In the scroll compressor, one fixed and oscillating screw pressurize the refrigerant.

Refrigerant

It is the actual substance that helps reduce the temperature of the surrounding area. The type of refrigerant used determines the performance, efficiency and eco-friendly factor of the AC. Some of the commonly used refrigerants are water, air, ammonia, carbon di oxide, fluorocarbon compounds and hydrocarbons.

Accumulator

The liquid refrigerant flows back into the accumulator from the evaporator. The accumulator makes sure that the refrigerant doesn’t reenter the compressor.

A Home Improvement Loan Calculator – How to Use and Understand It

When we set out to begin a major home improvement project, the first things we should be thinking about are our total cost and final budget. However, even with a budget, we can overshoot our material expenses or underestimate our costs, leaving us without backup funds to complete the project.

That’s where loans come in. Loans are a great and often low-interest way to finance major home improvement projects. However, as easy as it is to walk into a local loan office or apply for a loan online, you need to make sure you understand all the costs involved with your home improvement loan.

One tool that helps figure out the exact expenses involved with a loan is a loan calculator. Essentially, a loan calculator works by taking the amount you want to borrow for your project, the number of months you expect it will take you to pay it back and a general estimate of your interest rate. With that information, the loan calculator provides in return a fairly accurate estimate of your monthly loan payments.

Of course, loans can sometimes be a little more complicated than that, so keep reading to learn about the different variables that will help you understand how a loan calculator works.

1. Periodic Payment Figure

The periodic payment amount is the figure that you will need to pay every “pay period.” A standard pay period is usually one month. The amount of these payments is based on the number of payments you’re making or the length of your loan, along with the total principal amount and the interest.

2. Periodic Interest

The periodic interest rate, once settled on by your loan officer, is the amount of interest, or percentage of the total loan, that will be charged every payment or interest period. Remember to shop around for the best interest rate.

3. Total Payments

This is the total number of payments that you will be required to make over the duration of the loan. For example, a 3 year or 36-month term loan will likely require you to make 36 payments. Usually, the sooner you pay back your loan, the better. Of course, a shorter loan period means higher payments. Before making this decision, evaluate your monthly income and general household budget to make sure you’re choosing a payment plan that you can afford.

These are just the basics of home improvement loans and the three factors you’ll encounter when using a loan calculator. Before deciding on and signing a loan agreement, always make sure you understand the terms and all associated fees and costs.

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